Unlock the Value of Your Gold, Instantly
Get up to 75% of your gold's value with India's most trusted gold loan. Quick approval, lowest interest rates, and your gold stays 100% insured.
Years of Trust
Happy Customers
Branches Across India
Loans Disbursed
Gold Loan Schemes Tailored for You
Choose from our range of flexible gold loan options designed to meet every financial need
NGL Quick Loan
For emergencies — get instant funds when you need them most.
- ₹5,000 – ₹50,000
- Instant disbursal in 15 mins
- Tenure: 1–6 months
NGL Standard Loan
Best rates for medium-term needs with flexible repayment.
- ₹50,000 – ₹10 Lakhs
- Flexible repayment options
- Tenure: 3–12 months
NGL Premium Loan
High-value loans with lowest interest and dedicated manager.
- ₹10 Lakhs – ₹1 Crore
- Priority processing
- Tenure: 3–12 months
Get Your Gold Loan in 4 Simple Steps
From application to cash in hand — it's faster than you think
Apply Online or Visit
Fill a simple form with basic details online or at any branch
Submit Documents
Just Aadhaar + PAN, no income proof needed
Gold Valuation
Our certified experts appraise your gold on the spot
Get Instant Cash
Loan amount transferred to your bank in minutes
Check Your Gold Loan Eligibility
Enter your gold details to see how much loan you can get
Loan amount up to 75% LTV based on gold purity and current market rate. Exact amount determined at branch after appraisal.
Estimated Loan Amount
Why 50,000+ Customers Trust Us
We're committed to providing the best gold loan experience in India
Lowest Interest Rates
Starting from just 0.89% per month — the best rates in the industry
Instant Disbursal
Get cash in your account within 30 minutes of gold valuation
100% Gold Insurance
Your gold is fully insured against theft, fire & damage
No Credit Check
No CIBIL score required, no income proof needed
Transparent Pricing
Zero hidden charges, no prepayment penalty
Secure Vaults
Bank-grade strong rooms with 24/7 CCTV surveillance
What Our Customers Say
Real stories from real customers across India
Bank-Grade Security
Your Gold is in the Safest Hands
Bank-grade strong rooms at every branch
24/7 CCTV surveillance with remote monitoring
Tamper-proof sealed packaging for every item
Comprehensive insurance (theft, fire, flood)
Digital documentation of each ornament
Third-party security audits
Gold Loan Knowledge Center
Stay informed with expert insights on gold loans
Gold Loan vs Personal Loan: Which is Better?
Compare interest rates, processing time, and eligibility criteria to make the right choice.
Read More →5 Things to Know Before Taking a Gold Loan
Essential tips every first-time gold loan borrower should know before pledging gold.
Read More →Understanding Gold Purity: 18K vs 22K vs 24K
Learn how gold purity affects your loan amount and why karat matters.
Read More →Ready to Unlock Your Gold's Value?
Apply now and get funds in your account within 30 minutes