Schemes

Our Gold Loan Schemes

Choose the perfect gold loan plan tailored to your unique financial needs

Quick Comparison

Scheme Loan Range Interest Rate Tenure Best For Action
NGL Quick Loan ₹5K – ₹50K 1.5%/mo 1–6 mo Emergencies Apply →
NGL Standard Loan ⭐ ₹50K – ₹10L 1%/mo 3–12 mo Most Needs Apply →
NGL Premium Loan ₹10L – ₹1Cr 0.89%/mo 3–12 mo High Value Apply →
NGL Business Loan ₹1L – ₹50L 1.2%/mo 3–12 mo Business Apply →
NGL Agri Gold Loan ₹10K – ₹10L 1%/mo 3–12 mo Farmers Apply →
NGL Online Gold Loan Any Amount 0.99%/mo 3–12 mo Online Apply →

Detailed Scheme Information

NGL Quick Loan

EMERGENCY

Perfect for emergency cash needs. Get funds within 15 minutes with minimal documentation.

Loan Range₹5,000 – ₹50,000
Interest Rate1.5% per month
Tenure1–6 months
Processing Fee₹250
  • ✓ Instant disbursal in 15 minutes
  • ✓ Minimal documentation
  • ✓ Ideal for short-term needs
Apply Now
MOST POPULAR

NGL Standard Loan

BEST VALUE

The best balance of competitive rates and high loan amount with flexible repayment options.

Loan Range₹50,000 – ₹10 Lakhs
Interest Rate1% per month
Tenure3–12 months
Processing Fee0.5%
  • ✓ Best rates for medium amounts
  • ✓ Flexible repayment options
  • ✓ Part-payment allowed
Apply Now

NGL Premium Loan

PREMIUM

High-value loans with the lowest interest rates and a dedicated relationship manager.

Loan Range₹10L – ₹1 Crore
Interest Rate0.89% per month
Tenure3–12 months
Processing Fee0.25%
  • ✓ Lowest interest rates
  • ✓ Priority processing
  • ✓ Dedicated relationship manager
Apply Now

NGL Business Loan

BUSINESS

Designed for entrepreneurs and SMEs. Fuel your business growth with gold-backed finance.

Loan Range₹1L – ₹50 Lakhs
Interest Rate1.2% per month
Tenure3–12 months
Processing Fee0.5%
  • ✓ Overdraft facility available
  • ✓ Designed for entrepreneurs
  • ✓ Flexible disbursement
Apply Now

NGL Agri Gold Loan

AGRICULTURE

Specially designed for farmers and agricultural needs with priority processing.

Loan Range₹10,000 – ₹10 Lakhs
Interest Rate1% per month
Tenure3–12 months
Processing Fee₹200
  • ✓ For farming & agri needs
  • ✓ Priority processing
  • ✓ Seasonal repayment option
Apply Now

NGL Online Gold Loan

DIGITAL

100% online process with doorstep gold pickup. No branch visit needed.

Loan RangeAny Amount
Interest Rate0.99% per month
Tenure3–12 months
Processing Fee0.5%
  • ✓ 100% online process
  • ✓ Doorstep gold pickup
  • ✓ No branch visit needed
Apply Now

Not Sure Which Scheme is Right for You?

Our loan experts will help you choose the best scheme based on your needs